Severly reads every transaction on your bank and card accounts, highlights the ones that repeat, and shows you which to cut. It also catches price increases as they happen.
Read-only bank access through Plaid. Severly can see transactions. It can't move money.
Export a CSV from your bank (Activity, then Download, then CSV) and drop it here. The file is parsed in your browser and never leaves your computer.
Set it up once. After that, new charges are sorted as they post.
Link checking accounts and credit cards through Plaid, which supports most US banks. You log in to your bank inside Plaid's window. Severly never sees your password.
It pulls up to 24 months of history, groups charges by merchant, and looks for ones that repeat on a schedule. New transactions are checked as your bank posts them.
Mark each subscription keep or cut. Severly totals what you'd save and lists the steps to cancel each one.
A subscription isn't flagged just because a merchant shows up twice. Here's what a charge has to pass.
Charges from the same merchant have to repeat at a steady interval: weekly, every two weeks, monthly, quarterly or yearly. A gym billed on the 1st every month passes. Three grocery runs in a month don't.
Unknown merchants need three or more charges within 3% of each other. For about 35 services Severly already knows, like Netflix or Adobe, it allows larger changes and reports them as price increases.
If a charge stops appearing for more than one and a half cycles, it's treated as canceled and dropped from your total. Transfers, payroll, Venmo and everyday spending like gas and groceries are filtered out.
Each subscription shows its evidence: how many charges were matched, the billing interval, and the next expected charge date. Anything matched only once (like an annual plan you've only paid once) is marked as unconfirmed.
The statement scan is free. Severly Plus connects your accounts and keeps watching them.
Severly Plus is a recurring digital subscription billed in USD. It renews automatically each month or year until you cancel, and appears on statements as SEVERLY APP. See the refund and cancellation policy.
No. Bank connections use Plaid with read-only access to transactions. You enter your bank login in Plaid's window, not ours. Severly receives an access token, never your credentials.
All traffic uses HTTPS. Bank access tokens are encrypted at rest with AES-256-GCM. Passwords are hashed with bcrypt. Sessions use secure, HTTP-only cookies.
Severly revokes its access at Plaid and deletes that bank's transactions from our database. Deleting your account removes everything tied to it.
Not yet. It finds them, shows what each one costs per month and per year, and lists the steps to cancel.
Your plan starts at $4.99 a month or $39.99 a year unless you cancel during the 7 days. Payments are processed by Stripe.
No. Transactions are used only to find your subscriptions.
Email us for early access, account help, billing questions or refunds. We reply within one to two business days.
severly.support@gmail.com
Severly, Minnesota, United States